Consulting & Litigation
Clear insurance advice from attorneys with years of experience
working within the insurance industry
Our attorneys worked for insurance providers on claims and coverage issues.
Now we work for you.
Is it in your best interest to receive advice on insurance policies from the vendor?
CMBG3 Law’s insurance legal advisors have worked for major insurance companies, so we understand complex insurance contracts, how they handle claims, and coverage pitfalls. Our one-of-a-kind knowledge and experience is what you need to protect your business with the best insurance coverage.
Insurance policies are lengthy, complex. and difficult to comprehend. With decades of experience working as the insurance professionals, CMBG3 advisors will thoroughly evaluate your policy to make sure you are rightfully covered.
Explain coverage options
You need answers. CMBG3 Law is the best to provide them. Our advisors have your best interest in mind and with decades of experience as insurance professionals, we will explain your coverage options in detail so you are confident about your policy.
Develop Tailored Insurance Solutions
Insurance providers sell one-size-fits-all coverage that can fail to protect your unique business. CMBG3 will advise and negotiate for tailored insurance that truly protects your business
Different states require specific types of coverage, which impact business loans, office space, and business agreements. CMBG3 ensures you are compliant for all business purposes.
Should You Require
If you are ever denied coverage, our attorneys will ensure that your rights under your insurance policy are upheld. CMBG3 attorneys previously worked for insurance companies, understand the motives behind such responses and know the duties owed to you.
Mediation & Arbitration
Often, insurance policies have clauses that require disputes to be mediated or arbitrated with neutral decision-makers prior to lawsuits. CMBG3 uses years of experience in insurance policies to maximize favorable outcomes in a cost-effective manner.
All of our attorneys are litigators, many of them with specific experience litigating insurance disputes. While often a last resort, we can represent your company in litigation and at trial to get the results that you desire.
Prior to joining CMBG3, Michaela Lancer worked at one of the largest claims administrators in the United States handling hundreds of complex insurance issues for companies and industries of all sizes. Attorney Lancer reviewed complex insurance policies and coverage opinions, participated in countless mediations and oversaw the litigation of claims that arose from the policies. Her unmatched experience in insurance coverage and litigation is available to all of our clients.
The Right & Duty
Day Spa Denial
A Cautionary Tale
One of our clients was a small day spa that filed a claim with its insurance company for an event and received a denial of coverage letter from the insurance company. The small business came to us for help to fight the denial based on the language in their insurance policies.
The event involved a client of the spa that filed a lawsuit alleging bodily injury resulting from a spa service. Our client’s insurance policy clearly covered bodily injury to a third-party and the client was hoping that we could challenge the denial. We reviewed the policy and found that injury resulting from any professional service offered by the spa was explicitly excluded and the insurance company’s decision was therefore justified. If they had come to us initially for insurance coverage advice, we would have helped them to obtain the protection that they needed, and would have negotiated and ensured that there was no such exclusion in the final insurance policy.